Photo detectors can be used in either of two modes:
One mode treats them like a tiny solar panel. They produce a small voltage when illuminated, but the load resistance has to be very, very high (>megΩ). Ordinary LEDs can be used as photo-detectors this way.
The other mode treats them like a leaky reversed-biased diode where the reverse leakage current increases with increasing illumination, You apply a reverse bias voltage (~-5V), and then you detect the leakage current as a voltage developed across a load resistor.
The posted circuits in the two links correctly apply the photodetector in the first Mode, above. The MultiSim circuit will not work because the opamp is not biased properly .