It's not the current; DC current produces the same heating as the same AC RMS current.
As others have said, it's the arc effects as the circuit is broken.
Look at just about any switch, relay contact or contactor ratings etc. and the permitted DC working voltage is always significantly lower than the AC voltage.
Something I've had direct experience with recently, specifying parts for an unusual job, requiring power contactors; the Schneider LC1D series we normally use for AC controls have vastly lower ratings at DC than AC:
eg. One rated to 40A for inductive motor loads at up to 690V AC can switch:
ONE AMP, at 250V DC per contact! At somewhere around 100V DC, the single contact ratings drop off a cliff. Despite the 690V AC rating mean the peaks on that can be near 1000V.
You have to use three contacts in series to get back to 40A rating at just 250V DC! They cannot be used above 300V DC at all.
Dedicated DC switching contactors for higher voltages (rather than 12/24V etc), which used to be common but are rare on anything other than vintage machines, have much bigger contact gaps and electromagnetic "Arc chutes" - a coil in series with the contacts and pole pieces either side of the contact gap, that "fire" the arc plasma away the contacts as they open!