Yes i agree with what you're saying but the sole purpose of the PE line on HV components is to provide an alternative route for the current to flow if somehow a human manages to short themselves between HV - and HV + on 2 components.
To answer Nigel's question, If for example number 1 HV component has a HV+ to ground short and HV component number 2 has a HV- to ground short and a human was to come along and touch both of these components, they would be electrocuted. This is the purpose of the PE line, so in theory under the above fault conditions, a human can still touch both components but because their body resistance is higher than the resistance between the 2 HV components, they will only get minimal current... because the bulk of the current will go through the PE line/vehicle body.
If we use the figures rjenkinsgb used, 500V supply, and more realistic resistance for the HV component ground straps of 200mohms, the human body resistance can be as low as 1000ohms given the right conditions (so lets work with a worst case scenario).
So under a fault condition;
current through the PE line = 500/200mohms = 2500A
current through the Human body resistance = 500/1000 = 500mA
So the current theory looks correct, i.e. higher amounts of current will pass through the vehicle body, but 500mA through a human is still fatal, so in principle the PE line is pointless? And this is where i suspect my above calculations are missing something? or am i not?