Personally, I don't think the federal government should have programs to help people or businesses on an individual level. It really undermines family and community. Nobody cares about a federal check, it's just free money, faceless. When someone needs to ask for help from their family, neighbors, local church, or the community in which they live, they see the faces of those who help them, and should feel some obligation to help others in need. Most people wouldn't ask, unless there is no other option, less people would be inclined to abuse. Yes, there will always be freeloaders in this world, just fewer. It's just way too easy to fill out a form, and get cash from the government.