from reading this it looks like I am wrong, my assumption having always taken dead stuff apart (in case I can use something). Was to do with the commutator, maybe if I explained what I see then you can work out what I am on about.
My assumption is every copper block on the commutator, is connected to a wire on the winding. The brush material and to a certain extent, most the grindings and crud, that get inside and lay between the copper blocks, are conductive. So I assumed over time as the crud built up, it started to short out more and more of the windings, thats why I assumed grinders that are older and heavily used always get hot quicker........
But its all based on observation with nothing to back it up, so maybe I was totally wrong after all.