two ways.... first, the bandwidth of an antenna is related to the diameter of the elements, which is why discones and biconical antennas have such a wide bandwidth. the element surface doesn't "need" to be solid, a wireframe element will suffice, which is why, on large ships, their HF antennas are bird-cage like in construction. the other reason is the capacitance of the hat and the inductance of the "extra" 1/8 wavelength of the element work as a complex impedance which flattens the resonance curve of the antenna, similar to the action of the coax sections of a "double bazooka" antenna... if you want to see an interesting wideband dipole, look up "planar disk" antenna.