there are a few possibilities here, 1) whatever vehicle(s) your product is going into may have a problem in the charging system that causes overvoltage conditions on a regular basis. 2) you need to beef up (or add) protection circuits and and TVS devices (Transient Voltage Suppression) to your products (this would also help mitigate problem #1 somewhat) 3) check the integrity of the circuit grounds in your equipment, especially for the voltage regulators that feed low voltage devices like the MCU and other logic. an open ground on a regulator will feed the whole unregulated voltage to the low voltage parts. all grounds should be connected together on the circuit board itself, so that any corrosion or loose screws, etc will not lift any grounds on the circuit board.
by the way, overkill is one way of improving reliability. if the device is running off of 12V, it's hard to go wrong by using components rated for 60V.