Thanks for showing the interest, Mr Al.
Ok just had another tinker. I tried a couple of other rectifiers, first a big fat high speed rectifier, which improved matters, then I found a shottky on an old board, so put that in amd things improved much more. I also tried a few different inductors. With a 12v input (well, actually just over 10v, it's supposed to 12v), I can get 26v out into 100R load, so I'm happy with that. With a 5v input, I get 15v out with the same load. Looking at the duty cycle I'm getting a lot of overshoot and ringing, which I suppose is causing inefficiency. M/S ratio seems to go no higher than 5:1, which I think is a duty cycle of 83%, close to the limit allowed.
So I think I'm going to get a beefy shottky I saw on eBay, fit an external transistor, and wind a tapped inductor, and see how that goes.