I think you misunderstood me. I don't disagree with you that 5/8 verticals are common, extremely common, on 2 meters. I can look out my window and my own vehicle and attest to that, as I have one. However, it is homebrew and isn't loaded.
Most of your VHF/UHF combo antennas are 5/8 wavelength on 70 cm (1/4 on 2 meters), and aren't loaded, or have only a small zig-zag or three or four turn small spiral in the middle (technically a loading coil yes but its purpose is to help with bandwidth and tuning on a 2 band design)