A frequency devider is really just a digital counter. If you take your 14 bit devider, put a 4 bit counter on the output and just ignore the extra 3 bits.
Sorry, it's probably me....... :wink: but are you going to use a pic to display the digits etc? It's just that the post is in the microcontroller section, I thought you may be after some help with a micro-based clock.
Again sorry if I have got the wrong end of the stick :wink: