My worst two experiences when coming back home after completing some work in a vessel:
As a consequence of a desperate swerve at high speed, landing in a deep pothole where my four tires ended flat. Took me long hours to reach home, with no car, tired and certainly angry with life.
Driving in the night with one truck on my right, both at about 120 Km/h, I noticed that a car ahead of me, managed to dodge something I couldn't distinguish (nor avoid either) until it was right against me: the safety ring of a truck, rolling at high speed, hit me on my left light and destroyed part of the hood. Good luck got the ring ejected to the left side of the road without compromising the drive train. My worst recollection of all that: the insurance inspector trying to repair, not change!! the hood (an incredible acordeon).
That incident costed dearly.