No, you rarely design for maximum gate voltage, but I do aim protect the gate from voltages of Max VGS - 10%.
The gate drive voltage to design for depends on the characteristics of the MOSFET. All you need to do is ensure that you have enough gate drive voltage to conduct the required current (ID) and have a low enough on resistance (RDS) under all conditions of gate threshold voltage variations from one particular MOSFET to another and variations of RDS with temperature.
With the IPB042 I would suggest a minimum gate drive voltage of 12V for this application. You have provided a minimum gate drive voltage of 13.5V (battery stack at 27V) so the circuit design is optimum I would say.
Also, if you are switching the MOSFET on and of at speed you need to take into account the effective capacitance between gate and source. For small MOSFETs the effective gate capacitance may be as low as 500pF but on some modern, high current, low threshold MOSFETs the effective gate capacitance can be huge, like 20nF. So if you had a 10K drive impedance, as is the case of your drive circuit at turn off, the gate time constant would be 20 nF * 10K = 200u sec.
One last bit of cracker barrel advice: MOSFETs are very prone to oscillate, typically between 2MHz and 6Mhz, especially if the layout is not optimum, so it is always wise to fit a gate stopper of 22R for slow circuits, 10R for medium speed circuits, and 1R for fast circuits. The gate stopper should be mounted directly on the gate terminal. A gate stopper also helps shape the waveform at the gate and also gives the driving circuit an easier time. Note that a MOSFET may not oscillate all the time but it will certainly oscillate under these conditions:
(1) The first time management come to see the equipment working
(2) The first time the customer comes to view the equipment working
(3) When you are on trials miles away from base and halfway up a cliff face
(4) When the unit goes into production
(5) When the first unit is delivered to the customer
(6) At any other time as long as there is an R in the month.
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